AMBA Equipment Insurance

Insureon in partnership with HUB International and the American Federation of Musicians (AFM) including AMBA

Who is eligible for coverage?

AFM musicians, including:

  • Freelance musicians
  • Recording and digital media musicians
  • Symphonic musicians
  • Theater musicians

What equipment is covered?

It covers a range of equipment, including:

  • Instruments
  • Computers
  • Audio equipment
  • Cases
  • Sheet music
  • Stands
  • Cables

How much does music equipment insurance cost?

The cost of your equipment insurance coverage primarily depends on a few different factors, including the age and value of your equipment.

The average annual premium based on your equipment value is as follows:

Replacement valueAnnual premium
Up to $32,000
$249
$35,000
$272
$40,000
$311
$50,000
$389
$75,000
$583
$100,000
$777

How to get equipment insurance coverage

New and existing customers can get equipment coverage by taking the following steps:

For new customers

Fill out our simple online application to get our specialized equipment coverage.

Need other insurance products as well? Contact our licensed insurance specialist to get quotes for the additional coverage you need.

For current customers

Customers with policies that have expired or will expire soon under AMBA’s Equipment Insurance Program through Accelerant National Insurance Company will automatically be sent an email from AMBA with renewal instructions for your expiring policy.  You may quickly ‘renew as is’ or ‘renew with changes’ and a quote will be sent to you.

There are two renewal options.

  • Renew online (up to 60 days in advance)
  • Renew using your Renewal Supplement (sent 30 days prior to your expiration date)
  • Follow detailed binding, payment, and submission instructions on the renewal document

How do I get business insurance?

It’s easy to get equipment insurance and other policies from top-rated U.S. providers. Your dedicated agent will help you find policies that meet your unique insurance needs.