AMBA Equipment Insurance

Who is eligible for coverage?
AFM musicians, including:
- Freelance musicians
- Recording and digital media musicians
- Symphonic musicians
- Theater musicians
What equipment is covered?
It covers a range of equipment, including:
- Instruments
- Computers
- Audio equipment
- Cases
- Sheet music
- Stands
- Cables
How much does music equipment insurance cost?
The cost of your equipment insurance coverage primarily depends on a few different factors, including the age and value of your equipment.
The average annual premium based on your equipment value is as follows:
| Replacement value | Annual premium |
|---|---|
Up to $32,000 | $249 |
$35,000 | $272 |
$40,000 | $311 |
$50,000 | $389 |
$75,000 | $583 |
$100,000 | $777 |
How to get equipment insurance coverage
New and existing customers can get equipment coverage by taking the following steps:
For new customers
Fill out our simple online application to get our specialized equipment coverage.
Need other insurance products as well? Contact our licensed insurance specialist to get quotes for the additional coverage you need.
For current customers
Customers with policies that have expired or will expire soon under AMBA’s Equipment Insurance Program through Accelerant National Insurance Company will automatically be sent an email from AMBA with renewal instructions for your expiring policy. You may quickly ‘renew as is’ or ‘renew with changes’ and a quote will be sent to you.
There are two renewal options.
- Renew online (up to 60 days in advance)
- Follow detailed binding, payment, and submission instructions on the renewal document
How do I get business insurance?
It’s easy to get equipment insurance and other policies from top-rated U.S. providers. Your dedicated agent will help you find policies that meet your unique insurance needs.